I use my credit card rewards to get stuff for free.For example today I ordered 2 T-shirts from L.L.Bean and 1 T shirt from Land's End,both online retailers.The total came to $63.and change.When the charges appear in my credit card bill online I simple apply my rewards $'s towards the bill which will become zero.
I buy groceries with my AMEX card. It has a 6% cash back on groceries. I don't drink anything but water. I don't buy many clothes because I work from home. I never pay interest. If I can't buy it for cash, I can't afford it. I drive an 8-year old car.
Since my hubby is really good with cars fixing them keeping them running we buy older cars for cash and it saves us tons in the long run. If didn't have him I would probably just use the bus LOL
Well then,it's a good thing you do have a husband otherwise how else would you account for 7 kids as well as an auto mechanic.See,husbands are good for something other than just fixing up old cars.
My credit card (which I pay off monthly) gives me 300.00 a year back in cash. It also extends factory warranties and once I used it to replace a broken laptop that was over a year old. In the last year or so I have: dropped my land line stopped lawn service, now i do it again changed waste management services....its 50% less now stopped taking the local paper started porting over all my smartphones to a much cheaper carrier ( I buy them unlocked on swappa), im almost done shop for most of my food at a discount retailer stopped getting oil changes at Jiffy Lube, now using local cheaper places dropped some services from TWC and got them to drop my price for cable oh, i keep my cars a long long time and use a good local mechanic (mine is 15 yrs old and the "new" one is 8)
Instead of going out for Mothers Day Dinner, I cooked. Saving wads of Monday and the foods better. I hope the tips are good, too. Lol
Lol My goal is not to eat out this month, but with all the kids stuff going on it's just so convenient to see a Chili's and pull in after soccer practice at 6:30 My wife can't stand going out to dinner. Loves to go to lunch but not dinner
Been going to do this for years finally pulled the plug on cable Tv!! Went from 180.00 a month to 75.00 a month. Got rid of the landlines kept basic Tv and high speed Internet with AT&T. Who watches 250 channels?? Why do they even offer it? Anyone here watch 250 channels?